Basic 500
Plus 750
Choice 1000
Max 1500
Short Term Medical

Starting at $79.50 plus a one-time, non-refundable enrollment fee of $25.00 you become a member of the Med Sense Guaranteed Association with these outstanding features:

Insurance Benefits:

• Guaranteed Issue for members and their spouses ages 18 to 64, and dependent children to age 19 or to age 25 if attending and accredited school full time.
• $1,000,000 Lifetime Maximum per covered person
• US Citizenship not required, only US residency for 12 consecutive months
• In-Hospital Daily Indemnity $500 per day
• Surgery, Anesthesia, Lab, X-Ray, Wellness, Emergency Room and Ambulance benefits
• Doctor Office Visits - $25 per visit benefit
• $2,000 accidental injury medical benefit
• $10,000 accidental death and dismemberment

Non-Insurance Benefits:

• RX Prescription Drug 4 Tier card
• Vision Discounts

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Disclaimer: This is limited indemnity insurance coverage.  It is not major medical coverage and it is not intended to replace other major medical coverage.

Plus 750 Starting at $149.50/mo
Starting at $149.50 plus a one-time, non-refundable enrollment fee of $25.00 you become a member of the Med Sense Guaranteed Association with these outstanding features:
Insurance Benefits:

• Guaranteed Issue for members and their spouses ages 18 to 64, and dependent children to age 19 or to age 25 if attending and accredited school full time.
• $1,000,000 Lifetime Maximum per covered person
• US Citizenship not required, only US residency for 12 consecutive months
• In-Hospital Daily Indemnity $750 per day
• Surgery, Anesthesia, Lab, X-Ray, Wellness, Emergency Room and Ambulance benefits
• Doctor Office Visits - $50 per visit benefit
• Doctors Office Wellness Visits - $50 for one visit benefit
• $2,000 accidental injury medical benefit
• $10,000 accidental death and dismemberment

Non-Insurance Benefits:

• Access to Beech Street PPO Savings
• RX Prescription Drug 4 Tier card
• Vision Discounts

Learn more

Disclaimer: This is limited indemnity insurance coverage.  It is not major medical coverage and it is not intended to replace other major medical coverage.

Choice 1000 Starting at $199.50/mo
Starting at $199.50 plus a one-time, non-refundable enrollment fee of $25.00 you become a member of the Med Sense Guaranteed Association with these outstanding features:
Insurance Benefits:

• Guaranteed Issue for members and their spouses ages 18 to 64, and dependent children to age 19 or to age 25 if attending and accredited school full time.
• $1,000,000 Lifetime Maximum per covered person
• US Citizenship not required, only US residency for 12 consecutive months
• In-Hospital Daily Indemnity $1000 per day
• Surgery, Anesthesia, Lab, X-Ray, Wellness, Emergency Room and Ambulance benefits
• Doctor Office Visits - $50 per visit benefit
• Doctors Office Wellness Visits - $50 for one visit benefit
• $2,000 accidental injury medical benefit
• $10,000 accidental death and dismemberment

Non-Insurance Benefits:

• Access to Beech Street PPO Savings
• RX Prescription Drug 4 Tier card
• Vision Discounts

Learn more

Disclaimer: This is limited indemnity insurance coverage.  It is not major medical coverage and it is not intended to replace other major medical coverage.

Max 1500 Starting at $259.50/mo
Starting at $259.50 plus a one-time, non-refundable enrollment fee of $25.00 you become a member of the Med Sense Guaranteed Association with these outstanding features:
Insurance Benefits:

• Guaranteed Issue for members and their spouses ages 18 to 64, and dependent children to age 19 or to age 25 if attending and accredited school full time.
• $1,000,000 Lifetime Maximum per covered person
• US Citizenship not required, only US residency for 12 consecutive months
• In-Hospital Daily Indemnity $1500 per day
• Surgery, Anesthesia, Lab, X-Ray, Wellness, Emergency Room and Ambulance benefits
• Doctor Office Visits - $75 per visit benefit
• Doctors Office Wellness Visits - $75 for one visit benefit
• $2,000 accidental injury medical benefit
• $10,000 accidental death and dismemberment

Non-Insurance Benefits:

• Access to Beech Street PPO Savings
• RX Prescription Drug 4 Tier card
• Vision Discounts

Learn more

Disclaimer: This is limited indemnity insurance coverage.  It is not major medical coverage and it is not intended to replace other major medical coverage.

Circumstances in life may have caused you to lose your health insurance. Unexpected illnesses and accidents happen every day, so don’t put your financial future at risk if you can purchase short term medical insurance, until permanent insurance is available for you. That’s why Health Insurance Innovation’s NEW Med Plus STM is the affordable solution right for you. Med Plus STM pays benefits like a major medical insurance plan, but for a pre determined length of coverage, up to a Lifetime Maximum of $2,000,000 per Covered Person. You can select from a wide range of deductible and coinsurance options to tailor a plan to fit your lifestyle needs and budget!

NEW Med Plus STM is ideal for those who are:

• Between jobs or laid off
  
• Waiting for employer benefits
  
• Part-time or Temporary employees
  
• Recently graduated
  
• Without adequate health insurance
  

Exclusive features include:

• Up to $2,000,000 Lifetime Maximum per Covered Person
  
• Choice of Coverage Periods of up to 6 or 12 months (not available in all states)
  
• Doctors Office and Urgent Care Center Visits - $50 Co-pay (Maximum of 3 per Covered Persons)
  
• Choice of deductibles - $250, $500, $1,000, $2,500, $5,000, $7,500 or $10,000
  
• Coinsurance options of 80% or 50% up to either $5,000 or $10,000
  
• Freedom to choose any doctor or hospital
  
• Foreign Travel (medical care while in a foreign country) covered up to $25,000 (After a $250 benefit deductible)
  
• Choose to pay premiums two convenient ways, in a single upfront payment for 30 to 180 days, or pay by convenient monthly installments

Learn more

Legal Disclaimer: This web site provides a brief description of the plan. You must be 18 years old to apply. The policy will contain reductions, limitations,exclusions, and termination provisions. Full details of the coverage are contained in policy form number AH-60001. If there are any conflicts between this document and the Policy, the Policy shall govern.

Med Plus STM is not available in all U.S states or any other countries outside the U.S and coverage and benefits may vary by state as well.